Xoom transfer rate - Send money to. Transfer money online securely and easily with Xoom and save on money transfer fees. Wire money to a bank account in minutes or pick up cash at thousands of locations.

 
This question is about the Discover it® Balance Transfer @jose_palace1 • 01/27/23 This answer was first published on 02/15/18 and it was last updated on 01/27/23.For the most curre.... Costco rancho cucamonga

Join over 16 million people who get the real exchange rate with Wise, and send to 70+ countries, fast. Compare live Xoom exchange rates across the most popular world currencies. Find out how much it costs to transfer money with Xoom today and how long a transfer would take.Send money online to anywhere in Sri Lanka with Xoom. Deposit money into Sampath Bank in seconds. For other banks, including Hatton National Bank, Peoples Bank, Bank of Ceylon, and more, deposits will arrive within 24 hours. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fees for debit ...If you're new to the world of credit cards, you might be wondering what a balance transfer is. Once you've figured that out, you'll probably want to know how to execute one. Here's... How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to the United Kingdom wherever you go with a few taps and slides right from your mobile device. We're committed to keeping your transaction secure by not sharing your ... Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system. Funds availability from sender's payment account (checking, credit or debit card) Banking hours and banking system availability in your ...Xoom's low transfer minimum lets you send as little as $10. ... the exchange rate offered by Xoom may not be as forgiving as other apps or money transfer services. For example, competitors like ...Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to India wherever you go with a few taps and slides right from your mobile device. Send money online to any bank in India with locked-in exchange rates. Send to NRE/NRO accounts and make instant deposits to some ...The Xoom USD to INR exchange rate is 82.59941. This is -1.05% compared to the mid-market rate. On top of the currency conversion fee you pay to Xoom, you may also pay a transfer fee or service charge. The fees for sending money to India depend on a few factors, such as the amount you’re sending and your preferred payment method.How to send money for cash pickup to Myanmar. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Myanma Bank, Ayeyarwady Bank and Co-Operative Bank. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.Send money online to anywhere in Bangladesh with Xoom. We offer direct deposits to most banks. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Mobile Wallet. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 3.99: Bank account: 3.99: Debit card: 5.99:Mar 16, 2022 · Bank account transaction fee. $0 - $10, depending on currency and transfer amount. PayPal balance transaction fee. $0 - $10, depending on currency and transfer amount. Credit or debit card transaction fee. Minimum of $1.99, but can rise substantially depending on currency and transfer amount. Exchange rate markup. Here’s an example of Xoom fees you might see while sending $1,000 to Mexico or India, accurate of as March 1, 2022. You can use Xoom’s Fees and Exchange Rate Calculator to see the fees that apply to your transfer destination and amount. Compare money transfer fees now.But in the example we outlined earlier, of sending $500 to France, Western Union was cheaper for a bank to bank transfer. It had no upfront fee, and a slightly better exchange rate than Xoom. However, both providers were still beaten by Wise in this case thanks to the combination of a low fee and great exchange rate.Join over 16 million people who get the real exchange rate with Wise, and send to 70+ countries, fast. Compare live Xoom exchange rates across the most popular world currencies. Find out how much it costs to transfer money with Xoom today and how long a transfer would take.How to send money for home delivery to the Philippines. Step 1: Enter how much money to deliver. Step 2: Provide your recipient's name and home address. Step 3: Pick a trusted cash delivery service in the Philippines, including Signed and Delivered (S&D). Step 4: Simply pay with PayPal, bank account, credit card, or debit card. Here’s how to check the fees when sending money for cash pickup or home delivery, to a bank account, debit card, or mobile wallet: Open the Fee Calculator. Choose Send Money, at the top of the page. Pick a destination country. Enter the amount you want to send. Click Show Fees to check the fees for each payment method. Xoom by PayPal is a poor money transfer provider (6.6/10), rarely recommended by Monito’s experts. Though it is a reputable provider (9.1/10) and is highly rated by its users (7.8/10), Xoom regularly has some of the worst fees and exchange rates in the market (2.3/10). Send money online to anywhere in Chile with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 58 locations. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 4.99: Bank account: 4.99: Debit ... Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Colombia, including Bancolombia and DAVIVIENDA. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks. If you pay using a wire transfer, the costs of the transfer are rolled into the exchange rate used. However, it helps to know that there are extra fees to pay with a credit or debit card. In the transfer below, it would cost an additional USD30.49 to pay with a card. Your credit card issuer may also add their own fees, increasing the costs overall.Safety — Both Remitly and Xoom are reliable and safe to use. Fees — Both platforms have varied fees that depend on many different factors. Exchange Rate — Remitly offers better exchange rates than Xoom. Speed — The two platforms have similar transfer speed, and both offer the option to transfer money within minutes.Xoom by PayPal is a poor money transfer provider (6.6/10), rarely recommended by Monito’s experts. Though it is a reputable provider (9.1/10) and is highly rated by its users (7.8/10), Xoom regularly has some of the worst fees and exchange rates in …Send money online to any bank in India with locked-in exchange rates. Send to NRE/NRO accounts and make instant deposits to some banks, including HDFC and PNB accounts. ... Enjoy our improved exchange rates when sending USD to India + $0 Xoom transfer fees on eligible USD transactions. Send amount. Send Currency Code. Receiving amount. …Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Colombia, including Bancolombia and DAVIVIENDA. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.If the mid-market rate is 1 USD = 0.8817 EUR. Xoom’s rate might be 1 USD = 0.8690 EUR. Winner: Tie. It’s impossible to nominate a winner in this category. While Xoom edges ahead on rates for some currencies, WorldRemit offers a …May 3, 2024 · Check Live Rates. Expert Rating. 5 /10. Xoom is a digital remittance provider that allows customers to send money, pay bills and mobile top-up, with over 150 supported sending countries. A wholly-owned subsidiary of PayPal since July 1, 2015, Xoom corporate headquarters are in San Francisco, CA. This review dissects all aspects of Xoom money ... All currencies will be converted at the exchange rate displayed at the time of the transaction. Xoom’s exchange rates change regularly based on financial markets or the rates provided by Xoom’s local partners. PayPal USD (PYUSD) Xoom does not charge any transfer fees for transactions funded using PayPal's stablecoin, PYUSD. Learn more about ...The Xoom USD to INR exchange rate is 82.59941. This is -1.05% compared to the mid-market rate. On top of the currency conversion fee you pay to Xoom, you may also pay a transfer fee or service charge. The fees for sending money to India depend on a few factors, such as the amount you’re sending and your preferred payment method.Step 1: Enter how much money to deliver. Step 2: Provide your recipient's name and home address. Step 3: Pick a trusted cash delivery service in the Philippines, including Signed and Delivered (S&D). Step 4: Simply pay with PayPal, bank account, credit card, or debit card. View all home delivery services.When you want to make a gift to a relative for estate planning, or to your favorite charity either for the tax benefits or to help out those less fortunate, you can give shares of ...How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to the United Kingdom wherever you go with a few taps and slides right from your mobile device. We're committed to keeping your transaction secure by not sharing your ...The Xoom USD to INR exchange rate is 82.59941. This is -1.05% compared to the mid-market rate. On top of the currency conversion fee you pay to Xoom, you may also pay a transfer fee or service charge. The fees for sending money to India depend on a few factors, such as the amount you’re sending and your preferred payment method.How to send bank deposits to Uganda. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Uganda including Equity Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.In today’s interconnected world, sending money across borders has become a common necessity. Whether you are supporting family members in another country or conducting business int...Learn how Xoom compares to other money transfer services in terms of fees, exchange rates and options. Find out the pros and cons of using Xoom to send money …The Xoom exchange rate is created by taking the mid-market exchange rate - the one you find on Google - and adding a markup or margin. This margin is an extra fee. It’s not at all unusual for remittance companies to mark up exchange rates like this, but it does make it tricky to see what you’re really paying for your transfer.Compare Xoom USD to PHP exchange rate with other providers. Wise uses the REAL exchange rate and charges a low, transparent fee. ... And how quick your transfer arrives depends on how quickly your recipient’s bank can process your money, as well as the ways you’re able to pay in the country you’re sending from. How to send money for cash pickup to India. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Muthoot Finance and Manappuram Finance. Step 4: Easily pay with Paypal, bank account, credit card, or debit card. Wise vs Xoom. The main difference between Wise and Xoom is that Wise’s fees are made up of a small percentage of the transfer amount while Xoom is charging a set fee and is adding a markup on the exchange rate for your transfer. When you need to send money internationally, using a specialist money transfer service such as Wise or Xoom can ...Check our fees and exchange rate calculator for more details. From senders in the United States. From. 24 hours. 30 days. 180 days. Level 1 senders. 15,000 USD.All currencies will be converted at the exchange rate displayed at the time of the transaction. Xoom’s exchange rates change regularly based on financial markets or the rates provided by Xoom’s local partners. PayPal USD (PYUSD) Xoom does not charge any transfer fees for transactions funded using PayPal's stablecoin, PYUSD. Learn more about ...Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Nepal including Everest Bank and Nabil Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.Here's a step-by-step guide on how to transfer Avios between your British Airways, Iberia & Aer Lingus accounts -- for free! Increased Offer! Hilton No Annual Fee 70K + Free Night ...This question is about Balance Transfer Credit Cards @John • 04/12/18 This answer was first published on 04/12/18. For the most current information about a financial product, you s...How to send money for cash pickup to Australia. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Ria. Step 4: Easily pay with Paypal, bank account, credit card, or debit card. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to India wherever you go with a few taps and slides right from your mobile device. Send money online to any bank in India with locked-in exchange rates. Send to NRE/NRO accounts and make instant deposits to some ... Send money online to anywhere in Eritrea with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. ... Xoom is a PayPal service. We ...Send money online to anywhere in Mexico with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,597 locations. ... Enjoy our improved exchange rates when sending USD to Mexico + $0 Xoom transfer fees on eligible USD transactions. Send amount. Send Currency Code. Receiving amount. MXN . 1 USD = …Send money online to anywhere in Singapore with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fees for debit card deposits. Paying with ... Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system;How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to Chile wherever you go with a few taps and slides right from your mobile device. Send money online to anywhere in Chile with Xoom. We offer direct deposits to all major ...Xoom by PayPal is a poor money transfer provider (6.6/10), rarely recommended by Monito’s experts. Though it is a reputable provider (9.1/10) and is highly rated by its users (7.8/10), Xoom regularly has some of the worst fees and exchange rates in the market (2.3/10).For example, suppose you were sending a $500 transfer to a friend in Canada from the USA. At the time of writing, a direct bank payment via Wise would cost $3.66 in total fees, while a bank transfer with Xoom would cost $4.99 plus an exchange rate that's 3.92% worse than the mid‑market rate.1. When Xoom Works. Xoom is a great currency transfer option if you want to move money from the US, Canada, UK, and Europe to over 130 countries around the world.; Your recipient doesn’t necessarily need a bank account to receive money as Xoom supports cash payouts, mobile top ups, home delivery (depends on the location) as well as bank transfers.Send money online to anywhere in France with Xoom. We offer direct deposits to all banks, including Société Général, BNP Paribas and Crédit Lyonnais (LCL). ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Bank Deposit. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal ...Jun 28, 2023 ... Fast Transfers: Xoom aims to provide fast money transfers, often within ... Xoom Money Transfer | How to Send Money With Xoom. 7.7K views · 10 ...Safety — Both Remitly and Xoom are reliable and safe to use. Fees — Both platforms have varied fees that depend on many different factors. Exchange Rate — Remitly offers better exchange rates than Xoom. Speed — The two platforms have similar transfer speed, and both offer the option to transfer money within minutes.Fintech startups are bring down the cost of sending money, but you still have to shop around. PayPal launched its Xoom money transfer service in the UK and 31 other European market...How to send to mobile wallets in Sri Lanka. Step 1: Simply enter the amount. Step 2: Choose Mobile Wallet as the receiving option. Step 3: Provide your recipient’s mobile wallet account. Step 4: Conveniently pay with a Paypal account, bank account, credit card, or …Pros. Fast and secure transfers. Supports transfers to more than 160 countries. Low transfer minimums. Multiple transfer options and delivery methods. The …Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Mexico, including BBVA (Bancomer) and Banorte. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with PayPal, bank account, credit card, or debit card. View all banks. How to send Pix transactions to Brazil. Step 1: Simply enter the amount. Step 2: Choose Pix as the receiving option. Step 3: Enter your contact's pix key on our secure page. Step 4: Conveniently pay with PayPal, bank account, credit card, or debit card. Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Colombia, including Bancolombia and DAVIVIENDA. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system. Funds availability from sender's payment account (checking, credit or debit card) Banking hours and banking system availability in your ...Send money online to anywhere in France with Xoom. We offer direct deposits to all banks, including Société Général, BNP Paribas and Crédit Lyonnais (LCL). ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Bank Deposit. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal ...Dec 6, 2018 ... Most money transfers are available for your recipient in minutes, while some can take up to a few days. In every case, we try to get your money ...How to download and use the Xoom app. Step 1: Just open the App Store or Google Play. Step 2: Download the free Xoom app. Step 3: Start sending money and reloading phones to Chile wherever you go with a few taps and slides right from your mobile device. Send money online to anywhere in Chile with Xoom. We offer direct deposits to all major ...Xoom Remitly; Transfer fees vary according to destination country, transfer value and payment method³ ... On fees and exchange rates, Xoom has the option to pay with your PayPal balance, which may mean no upfront transfer fee depending on the value and destination currency of your payment. With Remitly you might be able to get zero …For example, suppose you were sending a $500 transfer to a friend in Canada from the USA. At the time of writing, a direct bank payment via Wise would cost $3.66 in total fees, while a bank transfer with Xoom would cost $4.99 plus an exchange rate that's 3.92% worse than the mid‑market rate.You can see the full breakdown of fees for your transfer route on our pricing page. Wise only charges you a low service fee and uses the real, mid-market exchange rate for conversion. The fee is taken from the money that you send to us. The rest is converted and sent to your recipient. More about pricing.Here's a step-by-step guide on how to transfer Avios between your British Airways, Iberia & Aer Lingus accounts -- for free! Increased Offer! Hilton No Annual Fee 70K + Free Night ...1 USD = 83.5285 INR Mid-market exchange rate. 1 minute ago. You send exactly. USD. Provider. Should arrive. Exchange rate (1 USD → INR) Transfer fee. Recipient gets Sending 1,000 USD.Send money online to anywhere in Colombia with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 1,571 locations. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Bank Deposit. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: …USD US dollar. INR Indian rupee. 1 USD = 83.5541 INR Mid-market exchange rate. less than a minute ago. You send exactly. USD. Provider. Should arrive. Exchange rate (1 USD → INR)Wise vs Xoom: Key differences. Wise is generally renowned for its transparency, often being a solid choice for those who expect upfront disclosures about fees and exchange …Send money online to anywhere in Mexico with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 14,597 locations. ... Enjoy our improved exchange rates when sending USD to Mexico + $0 Xoom transfer fees on eligible USD transactions. Send amount. Send Currency Code. Receiving amount. MXN . 1 USD = …Xoom and Remitly offer fairly similar services, so you’ll want to compare them both to see which suits you best. Xoom is convenient as you can use a PayPal payment method easily. However, Remitly may use a better exchange rate for some transfers. Comparing both is important to make sure you get the best deal out there.Send money online to anywhere in Canada with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: ... Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system;Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Haiti including UNIBANK and Société Générale Haïtienne de Banque S.A. (SOGEBANK). Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card.How to send money for cash pickup to Pakistan. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Bank Alfalah, UBL, MCB, Allied Bank. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.Fintech startups are bring down the cost of sending money, but you still have to shop around. PayPal launched its Xoom money transfer service in the UK and 31 other European market... Step 1: Just tell us how much to deposit. Step 2: Choose almost any bank in Nepal including Everest Bank and Nabil Bank. Step 3: Enter your recipient's account information on our secure page. Step 4: Conveniently pay with Paypal, bank account, credit card, or debit card. View all banks.

Send money online to anywhere in Eritrea with Xoom. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. ... Xoom is a PayPal service. We .... Hillsdale mi obituaries

xoom transfer rate

Send money online to China with Xoom. We offer deposits China UnionPay cards. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Mobile Wallet. Paying with Fee in USD; PayPal balance: ... Transfer money directly to Alipay mobile wallets. The power of PayPal at the speed of Xoom .Send money online to anywhere in Colombia with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 1,571 locations. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Bank Deposit. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 4. ...For the same transfer routes and amounts, Remitly charges much lower transfer fees than Xoom. Which brand offers better exchange rates? When making an international transfer involving currency conversion, both providers charge you a margin above the mid-market rate to convert your transfer. Here is how Remitly vs Xoom compares.How to send money for cash pickup to India. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Muthoot Finance and Manappuram Finance. Step 4: Easily pay with Paypal, bank account, credit card, or debit card.10,000 USD+ (or equivalent) 60,000 USD (or equivalent) 20,000 USD (or equivalent) 100,000 USD (or equivalent) 50,000 USD (or equivalent) Driver's license, passport, or Green Card. Either a pay stub or a bank statement with Direct Deposit. Answer some questions we'll ask you on the website or via email.Send money online to anywhere in Colombia with Xoom. We offer direct deposits to all major banks or your recipients can pick up cash at 1,571 locations. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fee for Bank Deposit. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 4. ...The Xoom USD to GBP rate today is 0.76383. This is -2.20% than the mid market rate. This means that Xoom does not use the mid-market rate, but rather adds a mark-up (an extra fee) to the rate used for transferring money abroad. The mid-market exchange rate matters because it’s the rate banks and money transfer services get when they buy ...Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system. Funds availability from sender's payment account (checking, credit or debit card) Banking hours and banking system availability in your ...When you want to make a gift to a relative for estate planning, or to your favorite charity either for the tax benefits or to help out those less fortunate, you can give shares of ...A trusted way to send money, near or far. With PayPal you can send across the table and with Xoom* a PayPal service, you can send across the globe to more than 160 countries and markets. Send money internationally fast with Xoom, a PayPal service to send money abroad. Simply set the amount, select the country, and track the arrival in the app.But in the example we outlined earlier, of sending $500 to France, Western Union was cheaper for a bank to bank transfer. It had no upfront fee, and a slightly better exchange rate than Xoom. However, both providers were still beaten by Wise in this case thanks to the combination of a low fee and great exchange rate. All currencies will be converted at the exchange rate displayed at the time of the transaction. Xoom’s exchange rates change regularly based on financial markets or the rates provided by Xoom’s local partners. PayPal USD (PYUSD) Xoom does not charge any transfer fees for transactions funded using PayPal's stablecoin, PYUSD. Learn more about ... Send money online to Pakistan with Xoom. We offer fast deposits to Pakistani rupee accounts. ... *Promotional exchange rate applied to your first transfer of up to 1000 USD. Terms & limits apply. Fees for debit card deposits. Paying with Fee in USD; PayPal USD (PYUSD) 0.00: PayPal balance: 0.00: Bank account: 0.00: Debit card:How to send money for cash pickup to India. Step 1: Simply enter an amount. Step 2: Provide your recipient's name, address, and phone number. Step 3: Select a convenient location for easy cash pickup, including Muthoot Finance and Manappuram Finance. Step 4: Easily pay with Paypal, bank account, credit card, or debit card..

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